Welcome To I Love My Lender
A Lender
With More To Love
Helping you understand the process, and how to take advantage of fluctuations in lending rates.
35+ Years
With experience in residential and commercial lending and sales, a strong grounding in technology and a vision to clearly see the future of banking
Let’s find out what your rate would be today.
Designed With Differences We Hope You’ll Love
To exceed the boundaries of ordinary lenders, pushing the edges of technology and customer service.
Guide To Loan Types
Conventional, VA, Jumbo, HELOC, USDA, Stated Income (bank statement or P&L), Fix & Flip, and Commercial. Understanding the differences and general requirements.
Resource Guide
Personal, Business, PPE – tools and toys to make your journey easier, now and after your loan.
Technology is quickly taking over the banking industry. In a world where most would like full online access to mortgage products, the industry, overall continues to get closer to this. We see ourselves not only on that forefront, but driving its objectives, making borrowing on real estate
Guide To Loan Types
Conventional, VA, Jumbo, HELOC, USDA, Stated Income (bank statement or P&L), Fix & Flip, and Commercial. Understanding the differences and general requirements.
Resource Guide
Personal, Business, PPE – tools and toys to make your journey easier, now and after your loan.
We Have Solutions For Many Refinance
and Purchase Situations
Standard Mortgages (with or without cash out)
Conventional, FHA, VA, High-Balance, Jumbo, HELOC – what best fits your situation?
VA Refinances and VA IRRRLs
Take advantage of your service credentials. Limits have been removed so…
Reverse Mortgages – HECM
You have built up the equity. Why not let it make your life easier? If you are 62…
Stated Income (bank statement or P&L loans)
Write offs make the income on your tax returns unable to cover lender DTI…
Standard Mortgages (with or without cash out)
Conventional, FHA, VA, High-Balance, Jumbo, HELOC – what best fits your situation?
VA Refinances and VA IRRRLs
Take advantage of your service credentials. Limits have been removed so…
Reverse Mortgages – HECM
You have built up the equity. Why not let it make your life easier? If you are 62…
Stated Income (bank statement or P&L loans)
Write offs make the income on your tax returns unable to cover lender DTI…
Standard Mortgages (with or without cash out)
Conventional, FHA, VA, High-Balance, Jumbo, HELOC – what best fits your situation?
VA Refinances and VA IRRRLs
Take advantage of your service credentials. Limits have been removed so…
Reverse Mortgages – HECM
You have built up the equity. Why not let it make your life easier? If you are 62…
Stated Income (bank statement or P&L loans)
Write offs make the income on your tax returns unable to cover lender DTI…
Find The Right Loan For You
Standard
Conforming & High-Balance
Most common refinance method, remove PMI, lower rates, access equity…
Jumbo
Jumbo Loans
Beyond a cities conforming limit, a loan is a Jumbo. Higher rates, additional…
Reverse
Reverse Mortgage or HECM
Conventional, FHA, VA, High-Balance, Jumbo, HELOC – what best fits your situation?
Standard
Conforming & High-Balance
Most common refinance method, remove PMI, lower rates, access equity…
Jumbo
Jumbo Loans
Beyond a cities conforming limit, a loan is a Jumbo. Higher rates, additional…
Reverse
Reverse Mortgage or HECM
Conventional, FHA, VA, High-Balance, Jumbo, HELOC – what best fits your situation?
Standard
Conforming & High-Balance
Most common refinance method, remove PMI, lower rates, access equity…
Jumbo
Jumbo Loans
Beyond a cities conforming limit, a loan is a Jumbo. Higher rates, additional…
Reverse
Reverse Mortgage or HECM
Conventional, FHA, VA, High-Balance, Jumbo, HELOC – what best fits your situation?
The I Love My Lender Difference
Being easily accessible on a number of platforms. Utilizing secure technology to improve your experience.
Offering current updates on the mortgage industry and rate trends. ILML is a direct lender so we do fund our own loans. We are also affiliated with over 100 other lenders, providing extremely competitive rates and programs that accommodate most scenarios.
The Loan Process – Today
Many changes have occurred in the mortgage industry since the COVID 19
Outbreak. Some affect the loan process itself.
01
Application
With a live agent or a secure online form
02
Document
Sent via email, secure upload, fax or mailed to us
03
Lock It secure your rate
Locked for specific period usually 30-45 days
04
Disclosures (Loan Estimate)
Includes approximate loan amount and costs. More importantly are the Intent to Proceed, and documents we need to remain compliant and do our job.
05
Appraisal (if needed)
Depending on the circumstances we may or may not receive a PIW (property inspection waiver or appraisal waiver) through FNMA and FMAC.
06
Additional Documents
Underwriting, final say on all loans, may require additional documents. Our processors will work with you to make certain we receive them in a timely manor.
07
Final Disclosures (CDs or Closing Disclosures)
This final summation includes correct amounts, payoffs, interest rate & APR, costs, credits and cash in or out.
08
Signing Final Documents
The final loan documents are signed in person, in front of a notary. It can be held at the location of your choice or at the local escrow office.
Take The First Step Towards
The Right Mortgage
Find Out What You Qualify For
How Do You Qualify For A Loan?
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Closing Costs – To Show Or Not To Show?
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged.
Write Off Most Income? We Have Plans For You.
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged.
Resources – Personal, Business And PPE
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged.
How Do You Qualify For A Loan?
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged.
Closing Costs – To Show Or Not To Show?
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged.
Write Off Most Income? We Have Plans For You.
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged.
Resources – Personal, Business And PPE
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged.
How Do You Qualify For A Loan?
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged.
Closing Costs – To Show Or Not To Show?
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged.
Write Off Most Income? We Have Plans For You.
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged.
Resources – Personal, Business And PPE
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged.
Testimonials
“Seems they can make things work under my schedule no matter what. Ended up taking a quick vacation with family and our closing date came up. I Love My Lender found a way to send a notary to me at the resort I was staying at. Nothing like signing loan docs with a Mai Tai. Thank you for making it easy for me.”
Kelsi G- A Happy Client
“Seems they can make things work under my schedule no matter what. Ended up taking a quick vacation with family and our closing date came up. I Love My Lender found a way to send a notary to me at the resort I was staying at. Nothing like signing loan docs with a Mai Tai. Thank you for making it easy for me.”
Kelsi G- A Happy Client
“Seems they can make things work under my schedule no matter what. Ended up taking a quick vacation with family and our closing date came up. I Love My Lender found a way to send a notary to me at the resort I was staying at. Nothing like signing loan docs with a Mai Tai. Thank you for making it easy for me.”
Kelsi G- A Happy Client